Our services
Whatever your property goal, we find the right mortgage. Independent advice with access to products across multiple banks in the UAE.
Home purchase
Whether you're a first-time buyer stepping onto the property ladder or an experienced investor adding to your portfolio, we guide you through the mortgage process from start to finish.
We compare products across multiple banks, handle the paperwork, and coordinate with all parties — so you can focus on finding the right property.
What we handle
- ✓ Eligibility assessment and pre-qualification
- ✓ Product comparison across multiple banks
- ✓ Application preparation and submission
- ✓ Coordination through valuation and final offer
- ✓ Support through to completion and disbursal
Buyout & refinance
Already have a mortgage? Rates change, circumstances evolve, and better options become available. We help you restructure your existing mortgage to save money or release equity.
Whether you want a lower rate, different terms, or to consolidate multiple loans, we compare your current deal against what's available and manage the transition.
Common scenarios
- ✓ Rate reduction — moving to a more competitive bank
- ✓ Term change — adjusting repayment period
- ✓ Equity release — accessing value in your property
- ✓ Liability letter and transfer coordination
Equity release
Own a property in the UAE? You may be able to release some of the equity you've built up — turning part of your property's value into cash, without selling.
It's often used to fund a renovation, a second purchase, or other plans. We assess how much you can release and find the bank offering the best terms for it.
Good to know
- ✓ How much you can release depends on the property's value and any outstanding mortgage
- ✓ Available on property you already own, with or without a current mortgage
- ✓ Compared across banks for the best rate and terms
- ✓ Managed end to end, including valuation
Handover finance
Bought off-plan and approaching handover? When your property completes, a large final payment is often due — and a mortgage timed to your handover date can cover it.
We help you line up financing ahead of completion, so the funds are ready when the developer calls them — without the last-minute scramble.
What we handle
- ✓ A mortgage timed to your developer's handover date
- ✓ Eligibility assessed against the completed property's value
- ✓ Coordination with your developer's payment schedule
- ✓ Comparison across banks that lend at handover
Non-resident mortgages
Investing in UAE property from outside the country comes with specific requirements — different documentation, deposit thresholds, and bank criteria.
We specialise in navigating these requirements. Whether you're based in the UK, Europe, or elsewhere, we connect you with banks who serve non-resident buyers and manage the process remotely.
Non-resident considerations
- ✓ Higher deposit requirements than for resident buyers
- ✓ Specific documentation for overseas income verification
- ✓ Bank selection — not all banks serve non-residents
- ✓ Remote process management and coordination
Not sure which option fits?
Every situation is different. Get in touch and we'll help you understand which approach makes sense for your circumstances.
Book a free consultation