Mortgage advisory · UAE

Mortgages, done right.

Clear, independent mortgage advice across the UAE's leading banks.

  • RERA Licensed
  • 15+ years of UAE mortgage expertise

Working with

  • ADIB
  • Emirates NBD
  • RAKBANK
  • Standard Chartered
  • CBD
  • FAB
  • Mashreq
  • HSBC
  • DIB

Expert mortgage advice. Better outcomes.

We help you navigate the banks, paperwork, and approval process with clear guidance from start to finish.

  • Advice that puts you first

    We compare the banks, explain your options, and help you choose what works best for you.

  • More banks. Better choice.

    We compare options across the UAE's leading banks, so you're not limited to a single route.

  • One advisor, end to end

    Clear guidance throughout the process, with a dedicated advisor from first conversation to final approval.

  • Clear fees, no surprises

    Most clients will receive our service completely free of charge. A fee may apply for a small number of specialist cases — we communicate this clearly before any work begins.

How it works

A clear path from enquiry to completion.

  1. Fact-find & discovery call

    Start with a short online fact-find, followed by a focused call to understand your situation, timeline, and priorities.

  2. Clear mortgage options

    We shortlist the mortgage products that fit your profile, then explain the differences clearly so you can make the right decision.

  3. From documents to approval

    We organise the paperwork, submit your application, coordinate with the bank, and guide you through each stage clearly.

  4. Keys in hand

    Final offer to completion. We're at the table through signing and transfer, making sure the final steps are clear and controlled — and beyond, if anything needs revisiting.

Affordability calculator

See what you could borrow.

A first-pass estimate using current indicative rates and standard CBUAE LTV caps. We'll sharpen the numbers on your call.

Which best describes you?
AED 2,500,000
AED 500K AED 15M
80%
25% 80%
25
5 25

Estimated monthly

AED 10,546

Loan amount
AED 2,000,000
Loan term
25 years

3.99% indicative

Rates current as of

Get a personalised quote

80% LTV up to AED 5M, 70% above. Subject to eligibility.

Warning: If you do not keep up your repayments/payments, you may lose your property.

Trust

Built by experienced brokers.

FAQ

Common questions, plainly answered.

Do I have to be a UAE resident?

No. We arrange mortgages for UAE residents, expats and non-resident investors. Each profile has different bank requirements and we'll match you to those most likely to approve.

How much can I borrow?

We'll help you understand your borrowing power based on your income, commitments, residency status, and the bank's criteria — so you know what is realistic before you start viewing.

Is your service really free?

For most clients, yes — our services are provided at no cost, as we're paid a commission by the bank on completion. Where a fee applies to a specialist case, it's clearly outlined and agreed in advance.

How long does the process take?

Pre-approval can be issued in as little as 24 hours once documents are received and submitted to the bank, though 5 working days is more typical. After you find a property, final offer usually takes around 10 working days, with keys in hand typically 5 working days after signing. Most clients complete within around 20 working days.

Do you offer Islamic finance?

Yes. We work with leading Sharia-compliant banks including ADIB, DIB, Mashreq Islamic and FAB Islamic, and can talk you through Ijarah structures.

What documents will I need?

This depends on your profile. Typically, you'll need your passport, Emirates ID if resident, income documents, and recent bank statements. After our first call, we'll send a tailored checklist for your case.

Ready when you are

Find out what you can borrow.

Complete a short fact-find and we'll come back to you with a clear view of your mortgage options, eligibility, and next steps — typically within 24 hours.